Data Analyst- Risk and Analytics

Are you a self-starter with demonstrable experience as a successful Data Analyst in the financial, technology or fintech industry? Then FlexShopper has an exciting opportunity for you!

About FlexShopper

FlexShopper, LLC, a wholly owned subsidiary of FlexShopper, Inc. (Nasdaq: FPAY) is a financial and technology company that provides brand name durable goods to consumers on a lease-to-own (LTO) basis through its ecommerce marketplace (www.FlexShopper.com) and LTO payment method. FlexShopper also provides LTO technology platforms to retailers and e-tailers to enter into transactions with consumers who want to obtain durable goods, but do not have the available cash or credit.

At FlexShopper, we believe in treating our consumers fairly and with respect. Our diverse and inclusive team believes in working hard together while enjoying a balanced work-life experience. FlexShopper headquarters is located in beautiful Boca Raton, Florida. Teams at both locations enjoy an accessible, fun, and fast-paced onsite work environment, where we feel comfortable collaborating with colleagues at all levels of the #FlexFam. We're creative and dedicated self-starters who are happy to be a part of a growing innovative FinTech company.

Our benefits package includes competitive compensation, health insurance, vision, dental, and 401k with 100% employer match up to 4%* with immediate vesting after 90 days. Our Paid Time Off plan provides 7 days after only 6 months of service and 3 weeks of PTO after just 1 year! We also offer optional disability and life insurance, pet insurance, EAP resources, commuter passes for the Tri-Rail, flexible work arrangements, frequent rewards and recognition activities, a casual dress code, free gourmet coffee/tea and snacks in the break room and company subsidized gym memberships.

Position Summary: The Data Analyst will cooperate in FlexShopper's highly collaborative, fast-paced startup environment and contribute to the team and the organizations success. The Data Analyst is responsible for overseeing the collection, storage, and interpretation of data for businesses. Their duties include the clustering, categorization, and visualization of data as well as writing reports and summaries. Reporting directly to the VP of Risk and Analytics, this person will support our data-driven decision-making process here at FlexShopper. This is a full-time onsite position which can be based in our Boca Raton, FL office.

Essential Duties and Responsibilities:

Quantitative Data Modeling:

• Works directly with various multi-disciplinary areas to identify and analyze potential risks, rewards, and opportunities that exist within FlexShopper's operating landscape


• Works with leadership to communication, create, develop, execute, and maintain data models that accurately analyze and represent risk exposure of a given enterprise risk


• Selects Key Risk Indicators (KRIs) based on given risk drivers and root causes. Establishes benchmarks to generate insights, identify trends and aberrations


• Accurately documents work products to perform data and risk/reward impact analyses


• Assist development of statistical and machine learning models to solve business problems and derive actionable business insights

Data Visualization:

• Works together with leaders and all stakeholders to effectively visualize the data analysis for use by institutional leadership in strategic decision-making


• Responsible for creating, developing, and maintaining reports and/or dashboards in a data visualization tool such as PowerBI or Tableau


• Assists in the development and implementation of efficient tools, which enhance Flex Shoppers operational framework

Data Collection and Management:

• Coordinates with appropriate stakeholders to acquire data for analyses


• Establishes and performs data collection and quality assurance processes to accurately track risks and issues


• Automates data collection and aggregation


• Aggregates key metrics across the company, corporate risk services, line of business liaisons, and other risk partners to update risk profile dashboards on a continuous basis


• Creates records for new metrics (i.e., descriptions, metric owner, and linkage to risks) and properly archive retired metrics

Supervisory Responsibilities: No

Education, Experience and Skills:

Education and Experience:

• Undergraduate degree and/or graduate degree in a STEM discipline (especially Computer Science, Engineering, Mathematics, or Statistics) required


• At least two years financial industry experience preferred

Communication Skills:

• Creates strong partnerships with team members throughout the organization


• Presents findings to all levels of leadership and has superb communication skills, both written and verbal


• Answers complex analysis-related questions in a public setting


• Creates clear documentation of standard operating procedures and best practices


• Researches and recommends best practices, tools, and methodologies for ongoing improvement


• Advocates Security, Information Privacy, and Risk Management policies, practices, and procedures


• Solid written and oral communication skills, combined with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills

Industry Software/Analytical Skills:

• Proficiency in analytical and/or statistical software (e.g., SAS, SQL, R, Python)


• Experience using R or Python for modeling and data analysis preferred


• Experience in code versioning using GitHub or similar preferred


• Understanding of machine learning, predictive modeling, math, and statistics preferred

Core Competencies for Success:

To perform this job successfully, an individual should demonstrate the following competencies:

• Communication, interpersonal and collaboration skills with the ability to influence, persuade and educate others based on data science expertise


• Strategy, Analysis & Logical reasoning skills / Drive engagement and continuous improvement through applying data-driven problem-solving skills


• Determined, highly focused and Adaptable / Remains calm under pressure when dealing with constant change


• Curiosity / Growth mindset who can thrive independently as well as in a team setting

Notifications and Disclaimers:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required to perform the job. Reasonable accommodations may be made to enable individuals disabilities to perform the essential functions.

The duties and responsibilities described in this document are not a comprehensive list. The scope of the job may change, and additional tasks may be assigned as necessitated by business demands.

Physical Requirements:

Individuals may need to sit or stand for prolonged periods working on a computer. The role may require you to walk, primarily on a level surface, for periods during the day. The job may also require reaching above shoulder heights, below waist or lifting up to 15 pounds to file documents or store materials throughout the day.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. For the most part ambient room temperatures, lighting and traditional office equipment as found in a typical office environment. This is a full-time onsite position based out of either our Boca Raton or Atlanta offices.

Travel Required: NO

EEO Statement:

FlexShopper is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.