Data Analyst II - Credit Risk

Location: Sioux Falls, SD 
Shift: M-F 8am-5pm
Job Status: Full-Time
Company: PREMIER Bankcard

About the Role
Responsible for the completion of analytically driven actionable insights and the tracking/reporting processes within an analytics team, completing tasks/analyses in support of all assigned Operational Areas.

Job Duties and Responsibilities

• Provides actionable data and insights business leaders can leverage in strategic management decisions.
• Evaluate credit card operational activities for opportunities to improve overall business operations.
• Must interpret and explain links between data being pulled and the impact on the department and/or overall business.
• Ensure calculated metrics are accurate and based upon sound mathematical principles.
• Modify or write SQL queries for Power BI/SharePoint RS reporting or analytics.
• Translate large raw data sets into easy-to-understand visual representations that display facts, patterns, and other relevant information.  This could include dashboards, reports, charts, graphs, infographics, or visual presentations.
• Understand basic data and data structures, and query and interpret data to understand and improve business functions.
• Compilation of application data, portfolio statistical data, and performance data from multiple sources to provide management insights.
• Accomplish daily tasks carefully and thoroughly, with questions asked to ensure that the job is done correctly.
• Must be able to fulfill the responsibilities of the position with management oversight; assess priorities and changing needs, and coordinate with others accordingly.
• Communicating and clarifying with business areas to determine/identify reporting needs and business/customer requirements that are related to the long/short-term goals of the business.
• Present analysis to management including alternatives derived from analysis clearly and understandably.

 Skills and Qualifications

• Bachelor’s degree required and 1-2 years added experience preferred.  
• Degree or advanced degree in Data Science/Analytics preferred or in related fields such as Statistics, Mathematics, Engineering, Computer Science, Actuarial, and Business Administration and/or a combination of degree and/or relevant experience are accepted.
• Must possess a basic understanding of the credit card system.
• Basic coding of SQL and/or SAS or equivalent (Python, R) experience is required and Power BI or equivalent (Tableau) experience is preferred.
• Advanced PC skills, including proficiency with Excel, Word and Access, Power BI or equivalent (Tableau), SQL and/or SAS or equivalent (Python, R). 
• Proficiency in the English language. 
• Exceptional verbal and written communication skills with the ability to effectively communicate across all levels of the organization including colleagues.  
• Ability to concentrate and work independently. 
• Attention to detail, analytical, organizational, multi-tasking, and problem-solving skills. 
• Capacity to learn, adapt to change, and become proficient quickly. 
• Ability to handle stress, exercise self-control, adhere to company policies and procedures, and uphold The PREMIER Way.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High-Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more