Lending Data Analyst

Employment Type: Full-Time, Hybrid #LI-HYBRID

Entry Salary Range: $29.00-$34.80 per hour with an annual award opportunity based on credit union and individual performance.

Comprehensive Benefits Package
We're committed to supporting your well-being and work-life balance through a robust benefits offering:

• Health & Wellness
  • Medical, dental, and vision insurance to keep you and your family healthy.
• Financial Peace of Mind
  • 401(k) with company match, life insurance, and disability coverage.
• Time Off
  • Generous paid time off (PTO), paid holidays, and paid parental leave.
• Professional Growth
  • Learning and development programs, plus tuition reimbursement to support your career journey.
• Additional Perks
  • Free Telemedicine
  • Employee Assistance Program (EAP)
  • Wellness initiatives
  • Paid Community Action Volunteer Hours

*Parental Leave and Tuition Reimbursement are available after one year of service

What you should know about the role

 The Lending Data Analyst is accountable for creating lending and risk reports and dashboards, performing analyses to manage data-driven decision-making and improve efficiencies for the lending and risk management departments. This role requires extensive experience working with large databases, ideally within the financial services industry, to develop reports and data extracts that align with strategic goals.

A strong sense of business acumen is essential, enabling the analyst to understand the broader organizational context, anticipate departmental needs, and translate data into meaningful insights that support strategic initiatives. The Lending Data Analyst will collaborate with lending and risk departments to deliver actionable recommendations, prioritize effectively, and influence decision-making through a deep understanding of business operations and financial impact.

This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union: Act with Integrity, Drive Progress, Build & Strengthen Relationships, and Keep People at the Core.

What you should know about Advia

Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States. We serve almost 200,000 members with assets over $3 Billion. We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages. We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations. The work environment at Advia is fast-paced, performance based and fun infused. We certainly live by the saying "work hard, play hard." As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers.

Major Duties and Responsibilities

• Works with Credit Union management to assess data needs. Consults with departmental units to detect how data analysis may help provide business solutions.
• Stays in tune with industry and technology trends to maintain best in class service to our members and internal stakeholders.
• Ensures the stability and reliability of data access and data quality across the area of expertise. Serves as a steward for data quality and best practices.
• Participates in data and BI projects, providing expertise to the credit union in scoping efforts and partnering with vendors on technical matters.
• Partners with other departments to identify requirements for systems integrations with internal and external systems.
• Identifies, analyzes, and interprets trends or patterns in complex data sets and report findings and make recommendations to leadership.
• Performs quantitative and qualitative analyses utilizing tools related to core analytics, statistical modeling, and regression analysis to develop business and portfolio insights. Conducts research, prepare reports, and analyze credit performance on risk trends, portfolio reviews, economic forecast, etc.
• Develops enterprise reporting solutions from multiple structured and unstructured data sources including SQL Server, flat files, and external data sources to fulfill reporting requests with an analytical approach. Validates data against existing benchmarks to ensure data accuracy.
• Tackles complex business problems by converting raw data into meaningful and actionable business insights. Collaborates directly with peers and leaders to transform ideas into actions.
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Additionally, all employees must follow policies and procedures to minimize risk by exercising judgment, raising questions to management, and adhering to policy guidelines.

Experience

• Two to four years of exposure, knowledge, and reporting of lending and risk management preferred.
• SQL experience creating reports and dashboards with the ability to combine unstructured and structured data.
• Proficiency writing complex SQL queries with a focus on quality and reliability.
• Experience using a business intelligence tool such as PowerBI or Tableau to pull in data, develop visualizations and conduct user acceptance testing with the internal stakeholders.
• Ability to effectively communicate with non-technical lending and risk management subject matter experts in the development and design of data-based decisions.
• Comfort level working with team members across the organization including the C-Suite.

Education/Certifications/Licenses

A college degree in Business, Finance, Accounting, Economics, Information Systems, Data Science, or a related field.

Interpersonal Skills

A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers.

Physical Requirements

Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions

Must be able to routinely perform work indoors in climate-controlled private office with minimal noise.

Mental and/or Emotional Requirements

Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.